Credit Monitoring Clerk (m/f/d)

• above-tariff remuneration
• attractive subsidisation of the company pension scheme (well above statutory requirements)
• flexible working hours and generous mobile office options
• comprehensive company health promotion (including bike leasing subsidy and regular team events
• appreciative, open working atmosphere in a certified family-friendly company

What you can always rely on at persona service:

• €50 per month as a gift for your mobility, depending on the position, e.g. for the Germany ticket and
• Bonuses as well as holiday and Christmas bonuses
• Free tutoring for your children on the Ubimaster learning and tutoring platform
• Numerous shopping discounts with well-known brands via our corporate benefits programme
• Excellent personal support and regular feedback meetings
• Multiple further training opportunities

• You will be responsible for monitoring the borrower sectors and ensuring compliance with ongoing requirements
• You will be responsible for regularly reviewing the recoverability of defined collateral
• You will also assist in the fulfilment of regulatory reporting obligations (including §§ Sections 13, 14, 15 and 24 of the German Banking Act (KWG))
• You will also be responsible for carrying out in-depth portfolio analyses and preparing meaningful reports on value adjustments and monitoring structural risks in the credit portfolio
• You will be responsible for early risk identification and preparing the credit risk report
• Collecting and preparing data for residential property financing, AnaCredit and other reporting obligations
• You will actively shape the continuous improvement process (CIP) and contribute to the further development of the department

• You have completed a commercial apprenticeship, e.g. as a bank clerk (m/f/d), a degree in business administration or a comparable qualification
• You have sound knowledge of the commercial lending business and the relevant legal and regulatory framework
• In addition, you have already gained initial experience in the preparation of statistics, analyses and professional reports, analyses and professional reporting
• You are comfortable working with modern IT systems and database-supported applications
• You enjoy team-oriented collaboration, have a positive mindset and are genuinely enthusiastic
• Solution-oriented thinking, initiative and a willingness to learn are among your strengths